fbpx

Estate Planning Services

Preserve Your Legacy

Preserving Your Legacy with Comprehensive Estate Planning Services

Our approach to estate planning transcends the conventional, creating strategies that help enhance your financial legacy and future security for your loved ones.

We tailor our guidance to reflect your specific desires, whether you’re establishing a solid foundation for future generations, transitioning into a well-planned retirement, or safeguarding assets for your heirs.

Professional Estate Planning Services

Schedule a No Obligation Complimentary Assessment Today

“We have been clients of Jeremy and the Riverbend team for over two years. We continue to be very impressed with the financial planning expertise and customer service provided by Riverbend…”

– John Houck

“We met with Jeremy today for a free consultation. He is awesome! Gave us some great short-term and long-term advice on retirement planning. No sales pitches or pressure to use their services. We really felt like he just wanted to help us. Highly recommend!”

– Jean Hiers

“I highly recommend Jeremy & his team at Riverbend Wealth Management. This team is honest and conduct business built on integrity and a high level of customer service.”

– Daniel Grossi

Estate planning solutions by Riverbend Wealth management

Nurturing Your Legacy with Strategic Estate Planning

Embrace the peace of mind that comes with a customized estate planning strategy. Our focus is to not only help fortify your wealth but to also reaffirm a legacy that resonates deeply with your life’s key moments and future aspirations.

Our approach helps elevate estate planning beyond simple asset safeguarding; it’s about devising a robust legacy strategy that nurtures your current ambitions while helping you create lasting prosperity.

Core Values of Riverbend Estate Planning

Personalized Estate Plans

Tailoring estate plans to meet your individual objectives, risk considerations, and timelines for your legacy.

Diversifying Assets for Legacy Resilience

Strategically allocating assets to mitigate taxes, reduce risk, and seize opportunities in changing marketing conditions, facilitating your legacy’s growth.

Adapting Strategies for Life's Changes

Staying adaptable, modifying estate plans in response to changes in your life and changes in tax law, keeping your legacy aligned with your vision.

Emphasizing a Long-Term View

Adhering to a long-term outlook and disciplined approach in legacy planning, steering clear of impulsive decisions influenced by fleeting market trends.

Transparent, Informed Legacy Planning Guidance

Providing clear, direct advice and keeping you informed about how each decision impacts your broader estate strategy, providing clarity and confidence in your legacy’s direction.

Comprehensive Services for
Strategic Estate Planning

Will
Creation

Crafting and regularly updating a will gives you control over how your assets are distributed according to your wishes.

Trust Establishement

Establishing trusts can help manage and protect your assets, offering control over how your estate is distributed.

Healthcare Directives

Creating healthcare directives lists your medical care preferences so they are respected, always.

Power of Attorney

Assign financial power of attorney to allow management of your financial affairs if you’re unable to do so.

Guardianship Designations

Selecting guardians so loved ones are cared for by someone who aligns with your parenting values and beliefs.

Beneficiary Designations

Beneficiary designations on accounts like life insurance and retirement plans helps your assets transfer smoothly.

Estate Tax Planning

Strategic planning can help minimize potential estate taxes, maximizing the value of your estate for your beneficiaries.

Charitable Giving

Incorporating charitable giving into your estate plan can help fulfill philanthropic goals, contributing to your legacy.

Succession Planning

A clear succession plan allows for the smooth transition of ownership and minimize disruption to the business.

Digital Asset Management

Managing digital assets helps these resources remain accessible to designated individuals.

For the estate planning services we don't execute by ourselves, we work with your attorney.

Estate Planning for Every Financial Vision

Our proficiency in estate planning lies in tailoring strategies that not only aim to fulfill your specific legacy aspirations but also adapt to the changing contours of your life and legal landscape. Whether you’re establishing a foundation for future generations, transitioning to a well-deserved retirement, or safeguarding a legacy, our knowledge is at your disposal, helping to transform visions into enduring realities.

Professional estate planning services

Preserving Your Business Legacy

For entrepreneurs, we collaborate with you, your family, and your legal counsel to develop innovative strategies that safeguard your personal financial legacy while fortifying your business’s future. Our approach helps align your business objectives with your broader financial goals, providing a comprehensive solution for your unique needs.

Navigating a Secure Path to Retirement

As retirement nears, strategic estate planning becomes increasingly essential. We specialize in facilitating estate strategies that balance asset preservation with legacy growth, helping to prepare you for a future where financial security and peace of mind coexist.

Estate Planning for Pre-Retirees
Estate Planning for Retirees

Elevating Retirement Through Thoughtful Estate Planning

Retirement should be a time of ease, free from financial concerns. Our approach centers on enhancing the distribution of your estate, ensuring your assets are effectively managed to support the lifestyle you’ve aspired to and diligently prepared for.

Why Choose Us

Our advisors bring more than experience; they bring genuine understanding and tailored support, ensuring every aspect of your unique legacy aspirations, goals, and concerns is deeply respected and addressed. Moving past the standard practices of wealth management and estate guidance, we engage with you in a partnership, dedicated to diligently sculpting your enduring legacy with precision and care.

Fiduciary

As a fiduciary, we are legally and ethically bound to put your interests first, above anyone else’s, including our own.

Fee-Only

We are paid directly by you and do not receive commissions. We are required to provide objective advice.

Experienced

Our team, led by Certified Financial Planner and Certified Investment Management Analyst Jeremy Finger, has decades of combined experience helping clients achieve their financial goals.

Customization

Every person is unique and deserves a tailored plan that matches their specific needs and objectives.

Partnership

As a partner of Fidelity Investments, we have access to a wide range of resources and research to support our clients.

Shape and Preserve Your Legacy

Let your legacy aspirations meet their advocate. Connect with Riverbend Wealth Management and discover how our estate planning services can transform your vision for the future. Together, let’s open the gateway to lasting legacy fulfillment and security.

Schedule a No Obligation Complimentary Assessment Today

Frequently Asked Questions

Estate planning is the process of organizing and managing your assets to help ensure they are distributed according to your wishes upon your death or incapacitation. It involves creating legal documents like wills, trusts, healthcare directives, and powers of attorney to protect your estate, minimize estate taxes, and provide for your loved ones. This strategic planning also encompasses the management of your financial and health care decisions, ensuring that your legacy is preserved and your family’s financial future is secure.

The costs associated with estate planning can vary widely depending on the complexity of the estate, the type of planning instruments used, and the professional fees of attorneys or financial advisors. Basic estate planning, including drafting a will and healthcare directives, may cost from a few hundred to a few thousand dollars. More comprehensive estate plans, involving trusts, business succession plans, and tax planning, can cost several thousand dollars. Additionally, there may be ongoing costs for managing trusts or updating documents as life circumstances change. It’s important to consult with an estate planning professional to understand the specific costs based on your unique estate planning needs.

  1. Inventory of Assets: Compile a comprehensive list of your assets, including real estate, investments, retirement accounts, insurance policies, and personal possessions.
  2. Determination of Goals: Define what you aim to achieve with your estate plan, such as asset protection, minimizing taxes, providing for loved ones, or supporting charitable causes.
  3. Identification of Beneficiaries: Decide who will inherit your assets. Beneficiaries can include family members, friends, charities, or institutions.
  4. Selection of Estate Planning Tools: Choose the appropriate instruments for your estate plan, such as wills, trusts, healthcare directives, and powers of attorney, based on your goals and assets.
  5. Creation of Legal Documents: Work with an estate planning attorney to draft the necessary documents that reflect your wishes and comply with state laws.
  6. Review of Beneficiary Designations: Ensure that beneficiary designations on life insurance policies, retirement accounts, and other financial products align with your estate planning objectives.
  7. Regular Review and Updates: Periodically review and update your estate plan to reflect changes in your life circumstances, asset portfolio, and legal regulations.

Trusts and wills are both essential elements of estate planning, but they come with different considerations. The negatives of choosing a trust over a will include:

  • Complexity: Trusts can be more complex to set up and manage compared to wills, requiring a detailed understanding of legal and financial principles.
  • Cost: Establishing a trust typically incurs higher upfront costs for drafting and funding compared to creating a will. Ongoing management fees for a trust, especially if managed by a financial institution or attorney, can also accumulate over time.
  • Privacy Concerns: While a trust offers more privacy than a will, as it does not go through the public probate process, the initial transfer of assets into the trust can require disclosure of information some might prefer to keep private.
  • Maintenance: Trusts require active management and the re-titling of assets to ensure the trust is properly funded, which can be an ongoing administrative burden.
  • Overkill for Simple Estates: For individuals with straightforward estate planning needs, a trust may offer more complexity and cost than is warranted, making a will a simpler and more cost-effective option.