Financial Planning Services
Personalized Strategies for Every Stage of Your Financial Journey
Helping You Navigate Your Financial Planning
At Riverbend Wealth Management, we understand that achieving your financial goals requires careful planning and guidance. We are committed to providing comprehensive financial planning services designed to help you navigate life’s challenges and opportunities, no matter where you are located in the US. Our mission is to empower you with the knowledge, tools, and support you need to make informed decisions and with a goal to build toward a secure financial future.
Schedule a No Obligation Complimentary Assessment Today
“We have been clients of Jeremy and the Riverbend team for over two years. We continue to be very impressed with the financial planning expertise and customer service provided by Riverbend…”
– John Houck
“We met with Jeremy today for a free consultation. He is awesome! Gave us some great short-term and long-term advice on retirement planning. No sales pitches or pressure to use their services. We really felt like he just wanted to help us. Highly recommend!”
– Jean Hiers
“I highly recommend Jeremy & his team at Riverbend Wealth Management. This team is honest and conduct business built on integrity and a high level of customer service.”
– Daniel Grossi
Our Approach
We believe that effective financial planning is built on a foundation of trust, transparency, and collaboration. Our team of experienced professionals — including three CERTIFIED FINANCIAL PLANNER™ professionals — takes the time to understand your unique circumstances, aspirations, and concerns through face-to-face meetings (virtual or in-person).
By fostering a close working relationship, we can develop customized strategies that align with your values and objectives. Our client-centric approach focuses on your needs as the priority of every recommendation we make.
The Financial Planning Process
Our financial planning process is designed to be transparent, collaborative, and responsive to your needs. Throughout the process, we emphasize collaboration and ongoing support. We are here to answer your questions, provide guidance, and help you stay on track.
Here’s what you can expect:
Discovery
We begin by getting to know you, your goals, and your financial situation through in-depth conversations and data gathering.
Analysis
We analyze your financial information to identify potential opportunities, challenges, and potential solutions.
Recommendations
We aim to present our recommendations in a clear, easy-to-understand format, explaining the rationale behind each suggestion.
Implementation
Once you approve the plan, we work with you to implement the recommendations, coordinating with other professionals as needed.
Monitoring
We regularly review and update your plan, communicating developments so it remains aligned with your goals and adapts to changes in your life and the market.
Financial Planning Services
Our comprehensive suite of financial planning services is designed to address several aspects of your financial life:
Financial Planning
We help you create a roadmap for your financial future, taking into account your income, expenses, assets, liabilities, and goals.
Retirement Planning
We develop strategies to help you prepare for a comfortable retirement, including asset allocation, income planning, and helping you understand your tax situation.
Tax
Planning
With your permission we work with you and your tax or legal professional to help minimize your tax liability.
Estate
Planning
With your permission we work with your tax and legal professional to help create a plan to protect and transfer your assets to your loved ones.
Investment Planning
We create personalized investment strategies that aim to balance risk and return, taking into account your risk tolerance and time horizon.
Education Planning
We assist you in creating a plan to fund your children’s or grandchildren’s education, exploring options such as 529 plans, scholarships, and loans.
Insurance Planning
We assess your risk exposure and recommend appropriate insurance coverage to help protect your family, assets, and income.
Advisory Services
Our team of dedicated financial advisors is here to provide ongoing support, guidance, and advice as your needs and circumstances evolve.
Exit
Planning
For business owners, we provide guidance on developing and executing an exit strategy to help maximize the value of your business and support a smooth transition.
Other
Planning
We offer specialized planning services tailored to your unique needs, such as business succession planning, charitable giving, and more.
The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation.
Tailored Strategies for Every Milestone
Choosing Riverbend Wealth Management for your financial planning needs means partnering with a team that values your aspirations as much as you do. Our advisors aim to bring a blend of knowledge, empathy, and personalized care to every interaction, helping you feel supported, understood, and confident in your financial strategy. We’re not just planning for your wealth; we’re planning for your life’s milestones, challenges, and opportunities.
With a commitment to your financial future, we leverage tools, insights, and strategies to create a financial plan that is designed to be as dynamic and adaptable as life itself. Our goal is to provide you with a clear path forward, regardless of where you stand today or where you aim to be tomorrow.
Empowering Business Owners
For business owners, we believe financial planning transcends daily operations, focusing on long-term growth, risk management, and succession planning. Our strategies are crafted to help your business’s financial health while helping to ensure your personal financial goals are met.
Guiding Pre-Retirees
As you approach retirement, the financial decisions you make can become increasingly significant. We specialize in creating comprehensive plans that address income generation, investment management, and tax efficiency to help facilitate a smooth transition to retirement, allowing you to look forward to your next chapter with confidence.
Planning for Retirees
Retirement should be about enjoying the fruits of your labor without financial worry. Our planning services for retirees focus on income preservation, tax efficiency, and estate planning to help facilitate your wealth with the goal of a comfortable and fulfilling retirement.
Why Choose Us
At Riverbend Wealth Management, we are committed to providing comprehensive financial planning services that put your needs first. Here are just a few of the benefits of working with our team:
Fiduciary
We, along with all investment advisory representatives, are fiduciaries and, as such, we are required to put the interests of our clients ahead of our own.
Fee-Only
We are paid directly by you and do not receive commissions.
Experienced
Our team, led by Jeremy Finger who has obtained the CERTIFIED FINANCIAL PLANNERTM and Certified Investment Management Analyst (CIMA®) designations, has decades of combined experience helping clients achieve their financial goals.
Customization
We believe that every client is unique, and we tailor our services to your specific needs and objectives.
Relationship
We utilize Fidelity as our custodian and have access to some of their resources as part of that relationship.
Let's Plan for Your Future
Take the first step towards achieving your financial goals by scheduling a consultation with one of our experienced financial advisors. During this complimentary session, we’ll discuss your needs and answer your questions.
To get started, simply schedule a No-Obligation Complimentary Assessment Today. We look forward to helping you try to achieve your financial dreams, no matter where you are in the US.
Frequently Asked Questions
What are included in financial planning services?
Included are income and cash flow analysis to confirm your day-to-day finances are solid, investment planning for growth, retirement strategies for your golden years, tax optimization to keep more in your pocket, estate planning to secure your legacy, and insurance analysis to protect against life’s uncertainties. At Riverbend Wealth Management, we tailor these services to fit your life’s puzzle, crafting each piece to help support your broader financial picture and goals.
Is there a difference between financial advisor and financial planner?
Absolutely, though they often work hand-in-hand. A financial advisor is like your financial journey’s guide, offering advice on a wide range of financial matters, from investments to insurance. Think of them as your go-to for both broad and specific financial questions. A financial planner, on the other hand, zeroes in on creating a comprehensive financial plan, mapping out your financial future in detail. They’re the architects who draw the blueprint for your financial house, ensuring every room—from retirement savings to estate planning—is designed with purpose.
Please note: In many cases a financial advisor also provides planning services.
What are the 7 areas of financial planning?
- Financial Management: Streamline your daily finances to help facilitate a smooth cash flow and budgeting process.
- Risk Management: Implement strategies to protect against the financial impact of life’s uncertainties.
- Investment Planning: Grow your wealth through carefully selected and managed investments.
- Tax Planning: Navigate the complexities of taxes to help minimize liability and help maximize savings.
- Retirement Planning: Prepare for a fulfilling retirement with strategic savings and income plans.
- Estate Planning: Manage your assets and legacy to help with distribution according to your wishes.
- Education Planning: Plan and save for educational expenses, investing in the future of your family or yourself.
What are the 3 S's for financial planning?
At Riverbend Wealth Management, we believe the 3 S’s for financial planning are: Savings, Security, and Strategy.
Savings involves building a financial cushion to cover emergencies and future goals. Security focuses on protecting your financial well-being against unforeseen risks through insurance and risk management. Lastly, Strategy encompasses the comprehensive planning and execution of your financial goals, from retirement to investment planning. These principles form the foundation of effective financial planning, facilitating a balanced approach to managing your wealth.
At Riverbend Wealth Management, we weave these principles into the fabric of your personalized financial plan.
What are the 3 rules of financial planning?
The 3 rules of financial planning that we believe serve as the backbone for helping you build your desired financial future:
- Live Below Your Means — the golden rule for accumulating wealth over time.
- Save and Invest Wisely — putting your money to work for you is essential for financial growth and stability.
- Plan for the Unexpected — could help you to weather unexpected life events.
We believe these rules form the foundation of financial planning, and are meant to guide you towards financial independence. At Riverbend Wealth Management, we emphasize these principles, tailoring our advice to help you navigate your financial journey with confidence.
Fidelity Investments® (“Fidelity”) is an independent company, unaffiliated with Riverbend Wealth Management. There is no form of legal partnership, agency affiliation, or similar relationship between your financial advisor and Fidelity, nor is such a relationship created or implied by the information herein. Fidelity has not been involved with the preparation of the content supplied by your advisor and does not guarantee or assume any responsibility for its content. Fidelity Investments is a registered trademark of FMR LLC. Fidelity provides clearing, custody, or other brokerage services through National Financial Services LLC or Fidelity Brokerage Services LLC, Members NYSE, and SIPC. 1148810.1.0
