How Can You Retire Happy With Inflation? – Finger Financial Five #70

“The only constant in life is change.” – Heraclitus 

How can you retire happy and deal with inflation? Let me share with you a story…

In the Summer of 1985, my dad took me to Alaska to fish for Salmon.  We went with a couple other fathers and their kids.  Nearly 38 years later, I vividly remember the boat, the fish, the bear I saw and the streams we fished.  

We fished around home, too. We drove about an hour to Hemingway, SC to fish in Wilson Lake.  It was so quiet there, except for the fish popping bugs off the water’s surface. My dad taught me how to drive on the old dirt road leading to the lake. I was 9 years old. One time when I was driving, there was a big hole in the road and my dad said “straddle it”. I did not know what that meant and hit the hole. Now I know what straddle means.  

What does this have to do with inflation and retiring happy? 

Which story above cost more?

Do you think one is better than the other?  

Each story is different, but in each I have timeless memories with my dad. 

Point is, it is not what you do, but who you do it with that matters. It isn’t the $50 steak or the $20 chicken that matters. It is the person across the table. 

Cost of the steak and the chicken can rise. The trip to Alaska could be out of your price range. You can still fish in your back yard. You can still have water instead of wine. You can still teach your child or grandchild how to drive and what straddle means. 

Creating meaningful memories are not limited to Alaska trips or $50 steaks. It can be eating fried fish off a paper plate — with a dear friend. It can be a good book, a glass of cheap wine, and our dog at our feet. 

Retiring happy and being happy is not determined by the price of steak, gas, or eggs. It is determined by how we choose to spend our time, who we spend it with, and how we think about ourselves. 

What is retiring happy to you? How can you do more of it?

Let me know if you have any questions. You can email me at [email protected] or click here to setup a phone appointment.

On the lighter side, my father-in-law isn’t the best texter. He got so frustrated and wrote a letter on paper and texted a picture of the letter to my wife. She showed me. I could not stop laughing. Pretty smart though!

I am not the biggest fan of musicals. I saw Hamilton on Disney+ this weekend and it was fantastic. Think of a rap musical about history. People are so talented.

Hope all is well with you and your family,


Finger Financial Five – 5 points in 5 minutes or less – is intended to provide you with a weekly shot of useful financial information.  My intention is to share principles, so you will have more clarity and peace and make better financial decisions.

Investment advice offered through Stratos Wealth Advisors, LLC, a registered investment advisor; DBA Riverbend Wealth Management.

This content is developed from sources believed to be providing accurate information and provided by Riverbend Wealth Management. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Stratos Wealth Partners and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.


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