Exit Planning Services
Helping Unlock Your Business Potential
Navigating Your Business Succession with Confidence
At Riverbend Wealth Management, we understand that your business isn’t just your livelihood — it’s your legacy. That’s why our exit planning services are designed with one goal in mind: to help you have a seamless transition that aligns with your personal and financial aspirations.. Whether you’re considering selling, passing your business to the next generation, growing your business or exploring other exit strategies, we’re here to guide you through every step of the process.
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“Jeremy Finger was readily available to assist me in the free 15-minute appointment. He listened, obtained the pertinent information, and provided immediate advice. I am very thankful for his assistance and look forward to following up with him on his recommendations.”
– Amy Herd
“Truly good people. After watching an excellent session by Jeremy Finger I requested a chat. Not only was Jeremy genuinely interested in my situation he was able to give me a totally new perspective on my business and investments.”
– Kathy Roth
“Working with Jeremy Finger and Riverbend Management is a true pleasure. Thanks for all you do for my business and personal financial well-being Jeremy !!! Now, Go make me some more money !!!!”
– John Isman
A Partner in Planning Your Successful Exit
Embarking on the journey of exit planning can evoke a mix of emotions, from excitement about the future to apprehension about letting go. At Riverbend Wealth Management, we recognize the profound significance of this transition, not just for you but for everyone your business touches. That’s why we approach exit planning not just as a financial strategy, but as a partnership aimed at honoring your life’s work.
With a deep understanding of the intricacies involved in exiting a business, we’re equipped to tailor a strategy that not only helps meet your financial goals but also respects the legacy you’ve built.
Core Values of Riverbend Exit Planning
Personalized Strategy Development
Understanding that each business and business owner is unique, Riverbend commits to creating tailored exit strategies that align with the owner’s personal goals, financial objectives, and the business’s unique attributes.
Value Maximization
Prioritizing the potential maximization of the business’s value to help the owner achieve the best possible outcome from the exit, whether it’s through a sale, transfer, or other succession plans.
Comprehensive Financial Integration
Integrating the exit plan with the business owner’s broader financial picture, including retirement planning, estate planning, and wealth management, to help your transition post-exit.
Proactive Timing and Execution
Focus on the strategic timing of the exit to capitalize on the market conditions, business readiness, and comprehensive personal planning.
Ongoing Support and Advising
Providing continuous guidance and support before, during, and after the exit process. This includes adapting strategies to changing circumstances and offering wealth management advice to help you maintain financial security and legacy preservation post-exit.
Exit Planning Services at Riverbend
Business Valuation
Assess your business’s market value and identify improvement areas.
Value Enhancement
Work to increase business appeal and value before exiting.
Succession Planning
Plan for a smooth ownership transfer to chosen successors.
Sale Preparation
Ready your business for sale, with a goal of enhancing financial and operational appeal.
Market Analysis
Work to help optimize exit timing based on market conditions with a goal of maximizing profit.
Buyer Negotiations
Find and negotiate with potential buyers or successors for desirable terms.
Tax Planning
Develop strategies to help reduce tax impact from the business exit.
Regulatory Compliance
Coordinate with needed legal counsel to address issues for a compliant transfer.
Retirement Planning
Integrate exit proceeds into personal financial and retirement planning.
Post-Exit Planning
Support for transitioning to life after business, focusing on lifestyle and legacy.
The information in this material is not intended as tax or legal advice. Riverbend Wealth Management and Stratos Wealth Advisors do not provide tax advice. Please consult legal or tax professionals for specific information regarding your individual situation
Our Tailored Approach to Exit Planning
At Riverbend Wealth Management, helping you preserve your legacy is at the heart of our exit planning services. We work to craft strategies that are designed to help preserve your financial future but also the impact of the business you’ve dedicated your life to building. Through personalized exit planning, we honor your achievements and work with you to lay the groundwork for a legacy that lasts, guiding you with experience and empathy towards a future that reflects your life’s work and vision.
Crafting Your Exit Strategy: A Tailored Approach
Personalized Planning for a Seamless Transition
Exit planning is more than just a transaction; it’s a strategic move towards your future. Our approach begins with understanding your vision for life post-business. From there, we develop a customized plan that is designed to help you increase the value of your business so your financial well-being is preserved long after you’ve moved on. We consider timing, market conditions, and your personal goals to recommend what we believe is the best course of action.
Strategies For Enhancing The Value of Your Business
Thoughtful Solutions for Your Desired Outcomes
Our team is experienced in a variety of exit strategies, including but not limited to, outright sale, employee stock ownership plans (ESOPs), management buyouts, and family succession. We explore various avenues to help you identify the solution that best fits your unique situation. Our approach is designed to address potential challenges early on, from valuation concerns to tax implications, to help facilitate a smooth transition.
Timing Your Exit: When to Make the Move
Strategic Timing for Optimal Impact
Deciding when to exit your business is a critical component of the planning process. We analyze market trends, evaluate your business’s current standing, and align with your personal goals which are designed to help identify the appropriate timing for your exit. Whether you’re looking to retire soon or simply want to prepare for the future, our guidance helps you make informed decisions.
Beyond the Exit: Your Financial Future
Leading to a Prosperous Journey Ahead
Our commitment to your future doesn’t end with the sale or transfer of your business. We continue to provide wealth management services to help keep you informed of your financial security and legacy. From investment strategies to estate planning, we’re here to support your journey well beyond the exit, helping you enjoy the rewards of your hard work.
Why Choose Us
Selecting Riverbend Wealth Management for exit planning means teaming up with professionals dedicated to helping you safeguard your financial future. Our advisors, equipped with knowledge, compassion, and personalized attention, make certain your vision and values are fully recognized and respected. We go beyond mere wealth management; we’re in the business of legacy creation alongside you.
Fiduciary
We, along with all investment advisory representatives, are fiduciaries and, as such, we are required to put the interests of our clients ahead of our own.
Fee-Only
We are paid directly by you and do not receive commissions.
Experienced
Our team, led by Jeremy Finger a CERTIFIED FINANCIAL PLANNER™ (CFP®) and Certified Investment Management Analyst (CIMA®), has decades of combined experience helping clients achieve their financial goals.
Customization
We believe that every client is unique, and we tailor our services to your specific needs and objectives.
Relationship
We utilize Fidelity as our custodian and have access to some of their resources as part of that relationship.
Ready to Plan Your Business Exit?
Your business exit is a significant milestone, and it deserves the attention of dedicated professionals who understand the intricacies involved. Reach out to Riverbend Wealth Management to discover how our exit planning services can help you transition smoothly and confidently into the next chapter of your life.
Frequently Asked Questions
How much does an exit plan cost?
When it comes to crafting your exit plan, think of it less like a one-size-fits-all price tag and more like a tailored suit—it’s custom-fit to your needs. The cost can vary widely based on the complexity of your business, the range of services required, and the depth of strategy implementation. While some may offer a flat fee for a comprehensive package, others might charge based on a percentage of the business value or use an hourly rate.
At Riverbend Wealth Management, we’re committed to transparency — reviewing the specifics of your pricing plan and the customized solutions we are providing — and aligning our fees with the value delivered, ensuring you understand every aspect of the investment in your future legacy.
What does an exit planner do?
An exit planner acts much like a maestro, orchestrating the many moving parts of transitioning your business into new hands. They dive deep into evaluating your business’s current value, strategize ways to enhance that value, and meticulously plan your exit, whether it’s a sale, succession, or another route. They navigate the complexities of market timing, negotiations, tax implications, and legal requirements, all while helping design a plan that aligns with your personal financial goals and legacy aspirations.
At Riverbend Wealth Management, our exit planners are dedicated to crafting an exit strategy that honors the hard work you’ve put into building your business.
What is exit service planning?
Exit service planning is essentially your roadmap for transitioning ownership of your business when the time comes. It’s a comprehensive process that involves evaluating your business, working to enhance its value, choosing the right exit strategy, and executing that strategy with an eye toward optimizing financial outcomes. This plan also considers the legal, financial, and personal dimensions of leaving your business, with a goal of enhancing the financial outcome.
How much does it cost to get a CEPA designation?
Earning a Certified Exit Planning Advisor (CEPA) designation, we believe, is an investment in your professional development, signaling that you’re an experienced professional in exit planning. The cost can vary, encompassing tuition for the required educational program, study materials, and exam fees. While prices fluctuate, expect to invest a few thousand dollars to cover the entire process. We believe it’s a worthwhile expense for professionals dedicated to helping business owners navigate the aspects of exit planning, providing them with the tools and credentials to support business owners in navigating their exit strategies. For the most current pricing, it’s best to check directly with the institution offering the CEPA program.
Investment advice offered through Stratos Wealth Advisors, LLC, a registered investment advisor. Riverbend Wealth Management and Stratos Wealth Advisors are separate entities.
Fidelity Investments® (“Fidelity”) is an independent company, unaffiliated with Riverbend Wealth Management. There is no form of legal partnership, agency affiliation, or similar relationship between your financial advisor and Fidelity, nor is such a relationship created or implied by the information herein. Fidelity has not been involved with the preparation of the content supplied by your advisor and does not guarantee or assume any responsibility for its content. Fidelity Investments is a registered trademark of FMR LLC. Fidelity provides clearing, custody, or other brokerage services through National Financial Services LLC or Fidelity Brokerage Services LLC, Members NYSE, and SIPC. 1148810.1.0
