Financial Advisors Myrtle Beach

Yes, and we believe it’s a big one. Fee-only advisors receive compensation solely from the fees paid by their clients, while fee-based advisors may also earn commissions from selling specific products.

Those who have earned CERTIFIED FINANCIAL PLANNER™ professional certification (CFP® certification) have met extensive training and experience requirements, and therefore commit to the CFP® Board’s ethical standards that require them to put their clients’ interests first. In addition, a CFP has advanced training in retirement, estate and tax planning. Certified Investment Management Analyst® (CIMA®) certification is the highest level of advanced investment education for client-facing advisors.

Less than 3 percent of U.S. financial planners hold both certifications.

We will work in conjunction with your CPA to help ensure you are following the most tax-efficient strategy possible.

Firstly, we will create a comprehensive financial plan and schedule regular communications to ensure nothing falls through the cracks. You will be able to see your assets and goals using the technology available — and will have access to resources like Fidelity and Right Capital anytime. Furthermore, we will serve as your financial concierge, helping you live your life easier and with a goal of helping you live your life with ease and reduced worries.

First, we start by talking about whatever it is that inspired you to call. After that subject has been covered, we’ll share with you the top one to three things that we believe you should be thinking about. You are under no-obligation whatsoever to have any further communication with us.

Finally you can schedule your 15-minute phone call today!

Our ideal client has as least $1M in investable assets, and fits one or more of the following buckets:

• I’m a Business Owner Nearing Retirement
  Your path to retirement has a lot more moving pieces than someone who’s an employee. Do you have a succession plan? Will you be selling the business or passing the reins to someone else? Have you made plans to successfully retire? And more.
• I am Getting Ready to Transition Into Retirement
  This is when you’ll be making decisions that will tremendously affect your life in retirement. When should you begin Social Security? Do you have a cash cushion for emergencies? Will you have enough for your possible life expectancy? And more.
• I’m Already Retired or I Relocated to the Carolinas
  Your move could result in added complexity when it comes to your retirement, since state laws vary. Is your will updated? Do you need a doctor recommendation? Do you prefer dealing with someone local — who can be there if one spouse passes? And more.

At Riverbend Wealth Management, safeguarding your portfolio and personal information forms the bedrock of our relationship. For this reason, we’ve chosen Fidelity Investments to custody client assets.

In line with this, we believe in empowering you to feel comfortable with where your assets are custodied. This assurance is one way we support your pursuit of living your best life. Consequently, our alliance with Fidelity Investments as the custodian of your investments isn’t by chance. It’s a carefully considered decision with the goal of providing you with reliable and trustworthy service.

A fiduciary advisor is a financial professional who is legally and ethically bound to act in the interests of their clients. Fiduciary advisors must prioritize the needs of their clients above their own needs. All Investment Adviser Representatives (IARs) are fiduciaries. 

Absolutely! Leveraging today’s technology, we’ve found effective ways to work around the need for in-person meetings. For instance, we utilize platforms like Zoom to hold face-to-face conferences. Not only does this allow us to maintain a personal connection, but it also enables us to share our screens. Thus, we can provide a seamless and interactive experience for you, our valued client.

Yes and Yes. Helping you work towards your goals means creating a plan for all your assets, not just the ones inside of your portfolio.  As a result we track your goals and your financial information with planning software that also has a portal for you to see all of your information in one place.

First, we start by understanding your values, concerns, and goals as a starting point.  If it makes sense for us to proceed, we may need income, expenses, financial, insurance, and/or tax statements.

We use RightCapital for our financial planning services and research and allocation tools from providers like Blackrock, Morningstar, JP Morgan and Goldman Sachs to name a few.

Our initial consultation is always free. We typically charge a fee based only on assets we help manage or sometimes we charge a one time planning fee. We work with you to decide what is best for your needs.  We are always upfront and clear about any fee BEFORE you bare any expense.

First and foremost, your assets are held at Fidelity Investments. Secondly, Stratos Wealth Advisors has more than 30 advisors throughout the country who could be in a position to work with you in the event something happened to our team.